Different Types of Lenders Mortgage Bankers Mortgage Brokers Wholesale Lenders Portfolio Lenders Direct Lenders Correspondents Banks Savings & Loans Credit Unions Advantages of Different Types of Lenders What kind of Lender is Best? Portfolio Lenders Banks and Savings & Loans Mortgage Bankers Mortgage Brokers Wholesale Lenders
When Realtors or Builders Recommend a Lender Things You Need When You Apply for a Home Loan "Alternate" Documentation versus Full Traditional Documentation The Actual List of things you need to get a quick loan approval Closing Costs When Buying or Refinancing a Home Introduction Lender Associated Costs - the "normal" ones Lender Associated Costs - the "other" ones Items Paid in Advance Impounds or Reserves Costs not Associated with the Lender Refinancing Associated Costs Asking the Seller to Pay Closing Costs - Advice and Rules
Mortgage Interest Rates - How it Works A Loan Officer's Rate Sheet Pricing the Loan Quoting Rates to You Locking in Your Rate Shopping for Rates Getting Reliable Quotes